Financial Aid       

West Chester University

25 University Avenue, Suite #030
West Chester, PA 19383
Phone: (610) 436-2627
Fax: (610) 436-2574


Academic Progress Policies

Federal IV Financial Aid Requirements

Each student will be reviewed for progress annually after the spring semester. A student must meet the following requirements in order to be making satisfactory academic progress and continue to receive Federal Title IV financial aid:

1. Successfully complete 67% of the total cumulative attempted and transfer credits. This includes any credits for which the student remained enrolled past the Drop/Add period.

2. Have a cumulative grade point average (GPA) of at least 2.00 by the end of the student's second academic year of attendance.

3. Undergraduate students may receive aid for up to 180 cumulative credits attempted.

4. Graduate students may receive aid for up to 72 cumulative credits attempted.

*** In addition to academic progress requirements there are lifetime limits for grant programs

and aggregate student loan limits. ***

Important Notes:

A.   A student who is not making progress at the time of the annual review will be reviewed again after the summer and fall semesters.

B.   Courses taken at other institutions will be used in the determination of satisfactory progress only if they are accepted for transfer to WCU and count toward the student's degree. The student is responsible for submitting transcripts and evaluations to the Financial Aid Office. Remember: credits can transfer but cumulative averages do not.

C.   Failure to maintain satisfactory academic progress according to these standards will result in the loss of Federal Title IV financial aid until such time as the student is again maintaining satisfactory academic progress.

D.  Students denied financial aid for non compliance may Appeal that denial. If granted an appeal the student will be placed on Financial Aid Probation and will received Title Iv funds for one (1) payment period.

E.  Incomplete Appeal Applications will be rejected. Approval of an appeal is not guaranteed. Students should contact the Bursar's Office to discuss alternative payment arrangements.

Definitions:

Credits Attempted: Credits for which a grade of A, A-, B+, B, B-, C+, C, C-, D+, D, D-, F, P, W, AU or NG has been received.

Successfully Completed Credits: Credits for which a grade of A, A-, B+, B, B-, C+, C, C-, D+, D, D-, or P has been received. Grades of F, NG, AU, W, Y, Z AND grades in repeated courses do not count as successfully completed credits.

FEDERAL STUDENT LOAN ACADEMIC LEVEL REQUIREMENTS

A student must be enrolled for at least six credits to borrow through the Federal Student Loan Program. Maximum borrowing is based upon the student s academic grade level. Grade levels are determined based on the table below

 

Undergraduate Annual Loan Limits

Base Subsidized-Unsubsidized and Additional Unsubsidized for Dependent Students

Base Subsidized-Unsubsidized and Additional Unsubsidized for Independent Students

1st year- 0 to  29.5  credits $3,500/2000

4,000
2nd year- 30 to 59.5   credits $ 4,500/2000 4,000
3rd year-  60 to 89.5  credits $ 5,500/2000 5,000
4th year-  90 or more $ 5,500/2000 5,000
Senior/December Graduate prorated based on credit-hours prorated based on credit-hours

Teacher's Certification

Undergraduate

Graduate

 

$5,500/6,000

$5,500/7,000

Teacher's Certification/December. Graduate

 prorated based on credit hours prorated based on credit hours

Graduate/Professional Student Loan Limits

 

$20,500 Unsubsidized
AGGREGATE LIMITS

Undergrad/Dependent=$31,000 (only $23,00 sub)

Undergrad/Dependent= $57,500 (only $23,00 sub)

Graduate=$138,500 (only $65,000 sub)